If you’re getting ready to buy a home, jumping a few steps ahead and thinking about moving in and making it your own is exciting. But before you get too far down the emotional path, there are some key things to remember after you apply for your mortgage and close. Here’s a list of things to remember when applying for a home loan. Don’t Deposit Large Sums of Cash Lenders need to source Continue Reading
If you’ve owned your house for at least a couple of years, there’s something you’ll want to know more about – home equity. If you’re not familiar with that term, Freddie Mac defines it like this: “. . . your home’s equity is the difference between how much your home is worth and how much you owe on your mortgage.” That means your equity grows as you pay down your home loan Continue Reading
If you want to buy a home, knowing how mortgage rates impact what you can afford and how much you’ll pay each month is important. Fortunately, rates for 30-year fixed mortgages have come down significantly since the end of October and are currently under 7%, according to Freddie Mac (see graph below): This recent trend is great news for buyers. As a recent Continue Reading
If you’re considering buying a home, pre-approval is a crucial part of the process you don’t want to skip. So, before you start picturing yourself in your new living room or dining on your future all-season patio, be sure you’re working with a trusted lender to prioritize this essential step. Here’s why. While home price growth is moderating and mortgage rates have recently come Continue Reading
If your listing has expired and your home didn’t sell, it's normal to feel frustration and disappointment. Understandably, you're probably wondering what may have gone wrong. Here are three questions to consider as you determine what to do next. Did You Limit Access to Your House? One of the biggest mistakes you can make when selling your house is restricting the days and times when potential Continue Reading
If buying or selling a home is your goal for 2024, it’s important to understand today’s housing market, know your why, and work with industry experts to bring your homeownership vision for the new year into focus. Over the last year, the economy greatly impacted the housing market and likely on your wallet, too. That’s why it’s critical to have a clear picture of the market today Continue Reading
Some Highlights When it comes to selling your home, the expertise of a trusted real estate agent can make a big difference. They’ll explain what’s happening today, what that means for you, and how to price and market your house. They’re also skilled negotiators and well-versed in the contracts and disclosures involved. Let’s connect so you have expert Continue Reading
As the new year approaches, the idea of buying a home might be on your mind. It’s an exciting goal to set, and it's never too early to start laying the groundwork. One crucial step to prepare for homeownership is building a solid credit score. Lenders review your credit to assess your ability to make timely payments, pay back debts, and more. It’s also a factor that helps Continue Reading
There’s no denying the long-term non-financial benefits of owning a home, but today’s housing market may have you wondering if now’s still the time to buy. While the financial aspects of homeownership are important, the non-financial and emotional reasons are, too. Here’s why. The word home truly means something different to everyone. Whether it’s sharing memories with loved ones Continue Reading
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